On Paper makes paying freelancers guaranteed, taxed, and on the record — starting with creators and their editors.
Creators pay their freelancers off-the-books — Venmo, PayPal, “I’ll send it Friday.” No guarantee, no tax handling, no records. Freelancers chase invoices and get blindsided every April.
Fund → escrow → deliver → release, with an automatic tax set-aside and clean, exportable books. Guaranteed pay for the freelancer; a real back office for the creator.
A 5% fee charged to the creator on top — the freelancer keeps 100%. Expands into subscriptions and a card/banking program (interchange + float), targeting 30%+ blended margin.
Start where the network is densest — creators and their editors — then expand across freelance categories, capturing the contact, reputation, and payment graph from day one.
A massive, growing 1099 workforce with no purpose-built rail. Regulated BaaS makes guaranteed pay + tax + banking composable for a focused team for the first time.
Live product in early access — escrow, tax vault, deliverables, learning, and support — US-based, on regulated payment infrastructure.
We’re putting together a focused round to reach real transaction volume and integrate a regulated BaaS/escrow partner. Request the brief and we’ll send the full pitch.
This page contains forward-looking statements about an early-stage company and is for informational purposes only. It is not an offer to sell, or a solicitation of an offer to buy, any security, and it is not investment advice. Any future offering would be made only through definitive documents to eligible investors.